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Editorial (Dr K K Aggarwal)                                                                                                   (Dr RN Tandon)
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11th January 2017
Every dengue, malaria death now can be claimed under accident policy
(unless turned down by Supreme Court)
 
Death by mosquito bite an accident, insurer must pay up: NCDRC
 
In my presidential speech at the Central Council Meeting in Amritsar, I had said that IMA wants the Health Ministry to declare an epidemic or disaster fund for providing free services to all those affected. In any flood, fire or train mishap the government announces ex gratia grant to the families, the same should be announced for any death during the epidemic or for any calamity in the family. 
The National Consumer Disputes Redressal Commission (NCDRC) recently held that a malaria death caused by mosquito bite is an accident, and directed the insurer to honour its policy to a widow. (The same will be applicable to dengue deaths also). As per Justice V K Jain, presiding member of NCDRC: "An accident is something that happens unexpectedly and is not planned." and "It can hardly be disputed that a mosquito bite is something which no one expects and which happens all of a sudden without any act of omission on part of the victim."
 
The claim was filed by Mousumi Bhattacharjee, who lost her husband Debashish in November 2012 to malaria in Mozambique where he worked in a tea factory. The husband had availed of a policy "Bank of Baroda Home Loan Suraksha Bima" to cover death by accidents. He paid a one-time premium for the sum insured, Rs 13.15 lakh, to be paid in case of "death due to accident".
 
Dr KK Aggarwal
National President IMA
National President HCFI
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Press Release
Community Shramdaan: IMA advocates community service by doctors

New Delhi, Jan 10, 2017: Community participation is an important component of medical professionalism. Community volunteerism offers opportunities to professionals to understand health in a social context and address the social determinats of good healthcare. The concept of shramdaan by doctors is centered around this idea.

Literally, shramdaan means volunatry, in-kind contribution as a whole towards a developmental community project. 
Speaking about the same Padma Shri Awardee Dr. K.K Aggarwal - National President, Indian Medical Association (IMA) and , President Heart Care Foundation of India (HCFI) and Dr RN Tandon - Honorary Secretary General IMA in a joint statement said, "The concept of shramdaan derives its roots from the principles of Mahatma Gandhi. 
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